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Career guide · Business, Finance, Law & Public Service

Banking, Investment & Financial Markets

Subjects, entrance exams and your routes after Class 12

Managing and growing money for people and organisations — analysing companies, markets and risk, and advising on investments.

Financial AnalystInvestment Banking AnalystCredit / Risk AnalystWealth Advisor

Written by Future Path counsellors. Facts checked against official sources on 5 October 2026.

Which stream after 10th?

How each stream keeps Banking, Investment & Financial Markets open, based on the official subject rules for the routes below.

Arts / Humanities

Open

via Integrated management (IIM)

Commerce

Open

via Integrated management (IIM)

Science (PCM)

Open

via Integrated management (IIM)

Science (PCB)

Open

via Integrated management (IIM)

Many universities set their own subject rules, so always check the course you want. Not sure which stream suits your child? Read how to choose a stream after 10th or see every Class 11 subject option.

How to get there after Class 12

Commerce degree

Degree
What you study
B.Com.
Entrance / admission
CUET (UG) and University-specific admission
You can specialise in
Finance and Banking
Common next step
MBA (Finance) and M.Com.
Typical first roles
Financial / Credit Analyst
Subjects in Class 11–12: Subject eligibility is set by each university for each programme; CUET lets students choose test subjects irrespective of their Class 12 subjects, but admission still depends on the university's own programme rules.

Sources: [1] [2]

Business administration degree

Degree
What you study
BBA
Entrance / admission
CUET (UG) and University-specific admission
You can specialise in
Finance
Common next step
MBA
Typical first roles
Analyst
Subjects in Class 11–12: Subject eligibility is set by each university for each programme; CUET lets students choose test subjects irrespective of their Class 12 subjects, but admission still depends on the university's own programme rules.

Sources: [1] [2]

Integrated management (IIM)

Integrated programme
What you study
Integrated Programme in Management (5-year), IIM Indore
Entrance / admission
IPMAT
You can specialise in
Finance (later years)
Typical first roles
Management / Finance roles
Subjects in Class 11–12: IIM Indore IPM (5-year integrated management via IPMAT): Class 12 pass; no stream restriction is stated.

Sources: [3]

Science degree at a university

Degree
What you study
B.Sc.
Entrance / admission
CUET (UG) and University-specific admission
You can specialise in
Economics, Mathematics and Statistics
Common next step
MBA (Finance) and M.Sc. / MA Economics
Typical first roles
Quantitative / Risk Analyst
Subjects in Class 11–12: Subject eligibility is set by each university for each programme; CUET lets students choose test subjects irrespective of their Class 12 subjects, but admission still depends on the university's own programme rules.

Sources: [1] [2]

How this field is changing

Reliable published data on how this field is changing isn't available yet, so we'd rather say so than guess.

Skills that matter, and how to start now

Core skills

  • ✓Mathematics and statistics
  • ✓Reading financial statements
  • ✓Economics
  • ✓Judgement under uncertainty

Things you can do this month

  • 🌱Track three listed Indian companies for three months: note results, news and price, and explain one big move
  • 🌱Read a company's annual report summary and list its revenue and profit for three years
  • 🌱Learn the difference between saving, investing and speculation and discuss it with family

Is Banking, Investment & Financial Markets right for you?

Liking a field is a good start, but the right fit also depends on your strengths, the way you like to work and what matters to you. Our assessment looks at all of these, and your report shows which paths suit you best, with a counsellor to talk it through if you'd like.

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Questions parents and students ask

+Which stream should I choose after 10th for Banking, Investment & Financial Markets?

Banking, Investment & Financial Markets has routes open to students from every stream: Arts/Humanities, Commerce and Science. Choose the stream your child will do well and stay interested in; the routes below show the exact subject rules.

+Which subjects do I need in Class 12 for Banking, Investment & Financial Markets?

Subject eligibility is set by each university for each programme; CUET lets students choose test subjects irrespective of their Class 12 subjects, but admission still depends on the university's own programme rules. IIM Indore IPM (5-year integrated management via IPMAT): Class 12 pass; no stream restriction is stated.

+What can I study after Class 12 for a career in Banking, Investment & Financial Markets?

The main routes are: Commerce degree (B.Com.); Business administration degree (BBA); Integrated management (IIM) (Integrated Programme in Management (5-year), IIM Indore); Science degree at a university (B.Sc.).

+Which entrance exams lead to Banking, Investment & Financial Markets?

Depending on the route: CUET (UG), University-specific admission and IPMAT. Always check the latest official bulletin before you apply.

+How is Banking, Investment & Financial Markets changing over the next few years?

Reliable published data on this isn't available yet, so we'd rather say so than guess.

+How do I know if Banking, Investment & Financial Markets is right for me?

Interest is a good start, but fit also depends on your strengths, how you like to work and what matters to you. Our assessment looks at all of these and your report shows which paths suit you, with a counsellor available to talk it through.

Official sources

Rules and dates change every year. Always confirm with the latest official bulletin before applying.

  1. [1]CUET (UG) 2026 Information Bulletin — 37 subjects; subjects selectable irrespective of Class XII subjects; programme eligibility set by each university · National Testing Agency · checked 5 October 2026
  2. [2]Specification of Degrees (Gazette 5 July 2014) — approved UG degree nomenclature (B.A., B.Sc., B.Com., BBA, BCA, B.Tech., B.Arch., LLB, B.Pharm., B.Sc.(Nursing), BFA, BPA, B.Ed. integrated, etc.) · University Grants Commission · checked 5 October 2026
  3. [3]IPM 2026-31 Admission Procedure (Domestic) — 5-yr Integrated Programme in Management via IPMAT; Class XII passed/appearing, no stream restriction stated · IIM Indore · checked 5 October 2026

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